A new report from the National Wildlife Federation predicts more megafires more often as the result of climate change, unhealthy forest conditions and a lack of adequate federal money to manage forests.

Wildfires have burned 8.5 million acres nationwide this year and are on track to cost the federal government $2.5 billion to fight. Judythe Ann Minale, a risk manager for Capstone Insurance, says too many people are living in areas with high fire danger – exacerbated by last winter’s rains, which produced extra vegetation that now has dried out.

Minale says these so-called “100-year” catastrophic fire events are more common. According to the Great Basin Coordination Center, almost 1.2 million acres have burned throughout Nevada in 2017, the result of 658 wildfires.